Thursday, January 9, 2014

No Exam Life Insurance

There are a few types of no exam life insurance policies available these days. No exam life insurance can be obtained without speaking to an agent and can save you tons of time and hassle.

It is important to understand what No Exam life insurance means. It is a term life insurance policy that allows you to buy life insurance with no medical exam.
no blood test or urine samples
can buy up to $500,000 online (varies by state)

Most people obtain no medical exam life insurance to cover an unexpected death. Not only is this the easiest way to buy term life insurance, but it is the fastest. While most life insurance polices take anywhere between 30-90 days to be issued, No exam life insurance policies are issued in less than 3 days. However, in some cases you can be approved immediately. No Medical Exam term life insurance coverage is from USD 50,000 -USD 500.0000 and needs no medical examination. No exam term life insurance can be bought online and the procedure is quite simple. Premiums for no exam life polices are paid each month through bank transfers.

No Medical Exam life insurance can be bought online from leading insurance companies:

1. The first step is to find out the various options. 10minutetermlife.com will provide you with the term life quotes from the companies that offer No Exam Life Insurance.
2. Use our online life insurance quote tools to get multiple quotes and make a comparison of various no medical exam life policies.

3. Find out what the limit of coverage is and what the life insurance premiums will be for a term life insurance policy without a medical exam.

4. Choose a life insurance company with care. The company you plan to buy an online no exam life insurance policy from should be reliable and have a good financial standing.

5. Before making payment for purchase of a non medical term life insurance policy online check whether the website uses secure payment gateways.

No Exam Life Insurance policies bought online issued instantly or mailed within two business days of approval. A policy holder can terminate a policy by simply stopping payment of life insuarance premiums. In case more life insurance coverage is needed, then the insurance company will request for a medical examination. The non medical term life premiums are computed based on the personal details provided. Premiums are computed based on age, health, weight, whether the person smokes and so on. People who are in good health, and maintain their weight get No Exam life insurance policies are low premiums.

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