Why You Must Consider Cruise Insurance

Anyone who has been paying attention to the media lately, knows that there has been several mishaps at sea. These cruise interruptions could have been mitigated with cruise insurance, if you had the wherewithal to purchase it in the first place. So now the question becomes, is cruise insurance important? I suppose you could classify this as a sub-category under the big insurance umbrella of things that you would insure. People tend to insure all of their valuables, such as their home, their automobile, and their jewelry. How about your time? Why do you not insure your time? After all, if your vacation gets ruined because of a mishap at sea, you will probably be the first one to say " what a waste of time". Maybe it is time to consider cruise insurance?

In the very recent past, people's cruise vacations have been interrupted and even ruined because of 1) an engine fire, 2) a generator problem, 3) a power interruption. These kinds of equipment failures can cause elevators to not work, toilets to back up, and the ship needing to be towed to port. But yet, not everyone buys travel insurance. I can see you not wanting to insure something of very little value. But the flip side of that argument is that a cruise is not something of very little value. Hence, you need to seriously consider purchasing travel insurance if you are not already doing so!

Some other reasons that should turn your attention towards purchasing travel/cruise insurance include:

if some part of your vacation that is connected to your cruise, such as a flight leg, gets interrupted
you need emergency cash because your wallet is lost or stolen
a weather related event causes a delay or an evacuation of your cruise
you get sick while on the cruise and have to abandon the trip
a medical emergency detains you in port and your ship has to leave
while in port, you go on an excursion and run into problems

Smart travelers have been buying travel insurance for years. They know about the peace of mind that you get from knowing that you are protected. Furthermore, since insurance of any type is purchased to protect you against the unexpected, it goes without saying that the whole travel process can hit you with an unexpected loss for which you would be covered.

Before you get on your next cruise, it would behoove you to investigate cruise insurance. You will be rewarded with an extra measure of comfort which will make your vacation much more enjoyable.