Many of us who own pets consider these fur babies to be members of our families. Just as we provide for the health and medical needs of our human family members, so we should seriously consider purchasing pet insurance to cover the needs of our animal family members. When we determine necessary pet supplies, we should include pet insurance.
Why Purchase Pet Insurance?
While it's fairly obvious why we need human health insurance, sometimes pet insurance doesn't seem as important. Many of us who own pets (or really, they own us) consider these animal companions to be members of our families. Just as we provide for the physical health and medical needs of our human family members, so we should seriously consider purchasing pet insurance to cover the needs of our animal family members. When we compile lists of pet supplies, we should include pet insurance as a necessity.
Why Purchase Pet Insurance?
While it's fairly obvious why we need human health insurance, sometimes pet insurance doesn't seem as important. Yet, our animal companions share many of the same physical needs we humans do. In addition to the standard annual physicals to ascertain their overall health status, pets often need special check-ups for allergic reactions, joint or internal organ problems, and many health-related issues that mirror our human conditions.
Then, of course, our animal companions often become afflicted with parasites of various kinds, such as fleas, ticks, and worms. Pets typically need rabies shots or other immunizations, and can also acquire illnesses or diseases specific to their particular breeds.
All of these points are reasons enough to consider purchasing pet insurance. How about the non-physical considerations? Our animal pals provide us with companionship, unconditional love, entertainment, and sometimes motivation to exercise, if we own dogs who likewise need to go for routine walks or runs.
Myths Related to Pet Insurance
As an animal lover and pet owner, have you ever attempted to rationalize NOT purchasing pet insurance? These are some common myths we often try to convince ourselves about, to use as excuses not to spend the money on this necessity for our animal companions.
It will be easy to pay for pet veterinary care out of savings.
Pet insurance is much more expensive than human health insurance, especially for only one pet.
Young and/or indoor pets don't need health insurance.
It will be too much hassle to file claims and get reimbursements.
Pet insurance will limit choices of veterinary providers.
Benefits of Pet Insurance
Just as we humans can suffer financial crises when major health problems arise, particularly with no health insurance coverage, so can our pets. Unfortunately, their health problems can literally present life and death decisions we pet owners have to make, if we can't afford to pay for the proper medicine or medical procedure that could save their lives. Too many times, this results in making the painful decision to have our animal companions put down, rather than suffer. This scenario especially emphasizes the importance of purchasing pet insurance for our beloved animal companions.
These are some of the most important benefits of pet insurance, varying by the plans you select:
Advancements in veterinary healthcare and medical procedures help pets live healthier, longer lives. Pet insurance helps cover many new and improved treatments and procedures. Some of these include improved flea and tick control, dental care, and microchip identification. New medical procedures for pets include ultrasound, MRI, laser surgery, endoscopy, and echocardiography.
Affordable pet medications. Pet insurance can help pay for common medications for both health and behavioral needs.
Additional pet supplies. Pet insurance can help pay for various types of pet supplies, such as cages, crates, training supplies, feeding accessories, and more.
If you don't currently own pet insurance for your beloved animal companions, do some research and find the right plan for your family's pets. You will be glad you did, as you receive the reward of healthier, happier animal companions, who are then more likely to enjoy longer lives.
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